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home about us contact us services welcome to radical independent advice our approach radical solutions we provide a full range of to both corporate and private clients. being independent means that we are not restricted or biased to the range of advice we can give. independent advice we present our recommendations after we have assessed your needs and considered all options. our recommendations are based on comprehensive and fair analysis of the market. this means that your specific needs are being met in a totally impartial manner. how we work here at radical financial services we have a defined structure so that you know what to expect and how we will work with you. obviously we are always available to discuss your requirements at anytime, but you can be assured of our upmost attention. we commit to the following process for each enquiry you may have:- about us the company was founded in 1992 by derek richings. he retired on the 15th of july 2010. it is now solely managed by henry sappor. it is an independent financial adviser practice authorised to advise on the full range of financial products henry has been in the financial services industry for over 20 years. he is a graduate of accounting and finance (b.a hons.). he is also a chartered financial planner (afps), which is the gold standard professional qualification that every financial advisor should achieve. henry holds specialist certificates in mortgages (cemap), equity release (er1) and long term care planning (cf8). the majority of our advice is to those in or near retirement. we are beginning to reach out to the younger generation, as they stand to benefit more in retirement if they plan early. henry can also give advice on equity release/life time mortgage. we try to keep our overheads as low as possible in order to remain competitive on our fees and charges. our privacy policy can be read and downloaded by clicking here services we meet clients in their place of choice and at a day and time that suits them. our practice has one independent financial adviser (ifa), henry sappor. henry is a chartered financial planner with more than 20 years experience in the financial services industry. pension have seen a lot of regulatory changes in recent years. people are living longer and need more money to sustain them in retirement. the state pension is unlikely to be sufficient to maintain the life style most people in retirement are used to. from april 2015, those of qualifying age (55) with accumulated pension fund will no longer be restricted as to how much lump sum they can draw. this freedom, has to be taken with caution as there could be consequences. those in the process of divorce may need to share their pension fund as part of asset settlement. these and many more will require good specialist/professional advice. a pension is a long term investment the fund value may fluctuate and can go down. your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. investments that are aimed especially for above average growth carry different level of risks. our role is to help you minimise risks based on your attitude to risk and your capacity for loss. ethical investment is growing in popularity as people are becoming more concerned about the environment, moral, religious and health issues. we have the experience and top qualification on investment advice. as an ifa practice, we consider all available options before making our recommendation(s). the value of investments and income from them may go down. you may not get back the original amount invested. protection is so important when you have dependants and debts. here, the priority should be to protect your income, in case you die or you are unable to work due to long term illness. everyone should consider private medical care and long term care plans. we have a specialist with the relevant qualification (cf8) and experience in long term care planning. long term care planning is an area that we can help. as we get older, it becomes a concern on what it will cost us, should we need to be looked after either in a residential care home or in our own home. it is important to plan early, and it is important to see a specialist. henry holds the specialist qualification (cf8). equity release could be an option for those in retirement with equity on their property but struggling to make ends meet. it is important to seek a specialist advice before embarking on such option. henry holds the specialist certificate (er1). equity release may involve a lifetime mortgage or a home reversion plan. to understand the features and risks, ask for a personalised illustration. estate planning is important in ensuring that your assets are passed on to those you want to have them, and that you are able to arrange them in a tax efficient manner, thereby avoiding or mitigating potential inheritance tax liabilities. again it is important to seek professional advice. tax treatment is based on individual circumstances and may be subject to change in the future. the recent mortgage market review (mmr) rules have made it ever more difficult to secure a mortgage as lenders are applying varied criteria to establish affordability. we can help here. other services we also offer advice on all of the following services. please contact us to discuss your requirements. annuities (pension income provision) retirement options savings and investments isa’s life assurance critical illness and income protection long term care planning equity release / lifetime mortgages estate planning mortgages radical financial services limited is an appointed representative of tenet connect limited which is authorised and regulated by the financial conduct authority. search radical financial services limited, 376 wood end road,wednesfield, wolverhampton, west midlands. wv11 1yd.. registered in england & wales no 04448204 radical financial services limited is an appointed representative of tenetconnect limited which is authorised and regulated by the financial conduct authority. tenetconnect limited is entered on the financial services register (www.fsa.org.uk/register) under reference 149826. the information contained within this website is subject to the uk regulatory regime and is therefore primarily targeted at consumers based in the uk. powered by xebit

URL analysis for radicalfs.co.uk

http://www.radicalfs.co.uk/services/
http://www.radicalfs.co.uk/contact/
http://www.radicalfs.co.uk/ra-hq/wp-content/uploads/2018/05/rfs-privacy-policy1.1.pdf
http://www.radicalfs.co.uk/about-us/
http://www.radicalfs.co.uk/our-approach/

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Error for "radicalfs.co.uk".

the WHOIS query quota for 2600:3c03:0000:0000:f03c:91ff:feae:779d has been exceeded
and will be replenished in 581 seconds

WHOIS lookup made at 09:52:46 28-Aug-2017

--
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Copyright Nominet UK 1996 - 2017.

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  REFERRER http://www.nominet.org.uk

  REGISTRAR Nominet UK

SERVERS

  SERVER co.uk.whois-servers.net

  ARGS radicalfs.co.uk

  PORT 43

  TYPE domain

DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2017.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REGISTERED no

DOMAIN

  NAME radicalfs.co.uk

NSERVER

  NS0.FONANT.CO.UK 89.145.113.22

  NS1.FONANT.CO.UK 91.230.243.19

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